Senior UnderwriterA high-growth specialty finance platform serving small and mid-sized businesses is hiring a Senior Underwriter to drive credit quality across both MCA and private credit products. This is a high-impact underwriting seat focused on making fast, disciplined decisions that protect portfolio performance while supporting sustainable originations.What You'll DoUnderwrite and decision MCA and private credit opportunities using bank statements, cash flow, and credit dataStructure terms and conditions aligned to risk policy and return targetsApprove, decline, or counter with clear rationale and strong credit judgmentEvaluate layered risk factors across borrower profile, payment behavior, and deal structurePartner with sales/originations to maintain speed without compromising credit qualityIdentify risk/fraud signals early and escalate appropriatelyMonitor portfolio trends and provide feedback that improves guidelines and decision consistencyHelp reinforce underwriting standards and best practices across the teamWhat We're Looking For4+ years of underwriting experience in MCA, SMB lending, fintech lending, or specialty financeStrong ability to assess cash flow quality and repayment capacityExperience balancing volume, speed, and disciplined risk managementConfidence making decisions on imperfect/real-world files (not just clean paper)Strong communication and ability to explain decisions clearly to cross-functional teamsMust be comfortable working fully on-site in North Miami Beach, FLWhy This RoleDirect impact on portfolio quality and company performanceExposure to both MCA and private credit underwritingOpportunity to shape underwriting outcomes in a fast-moving lending environment