Senior Data Scientist

Senior Data Scientist | Growth, Pricing & Risk Analytics

Miami, FL (Hybrid)

Up to $170,000 + Bonus

We're partnered with a high-growth fintech that has built something most lenders can only talk about: a truly connected dataset spanning marketing acquisition, underwriting, pricing, funding, and portfolio performance.

As a result, their Data Science team doesn't operate in silos. This role sits at the intersection of growth, credit risk, and pricing strategy , using machine learning, experimentation, and advanced analytics to influence decisions across the full customer lifecycle.

You'll own and evolve production models that shape:

• Lead valuation & acquisition strategy
• Credit approval and underwriting decisions
• Risk-based pricing
• Portfolio profitability
• Experimentation and decision optimisation

This is not a \"build models and hand them over\" environment. You'll take solutions from concept through deployment and monitoring, partnering closely with Product, Engineering, and Business leaders.

You'll likely have:

• 4-8 years in Data Science within lending, fintech, banking, insurance or adjacent sectors
• Strong Python & SQL skills
• Experience building predictive models used for commercial decision making
• Exposure to credit risk, underwriting, pricing, customer value, marketing science, or decision science
• Experience deploying or monitoring production models
• Strong experimentation/A-B testing mindset
• Cloud experience (AWS preferred)

Why people are interested:

• Direct commercial impact
• End-to-end ownership
• Strong investment in AI/ML
• Exposure across marketing, pricing and risk rather than a narrow modelling remit
• Visibility with senior leadership
• Fast-growing fintech environment

For experienced Data Scientists looking to move closer to commercial decision-making and business strategy, this is a genuinely interesting opportunity.