Unknown Company

Mortgage Processor

summerville, sc • Posted 4 days ago
Onsite Full Time General

Job PostingProvides members and Real Estate Lending personnel with quality mortgage loan processing according to the credit union's policies, practices, and procedures. Keeps abreast of all Fannie Mae underwriting guidelines as required.Prepares loan underwriting package for submission to underwriter.Obtains all needed deposit, income & employment verifications for loan packages.Orders appraisals, if applicable, flood determinations, and private mortgage insurance.Coordinates communications between members, realtor, attorney, seller, and appraisal management firm.Requests payoffs and updated insurance declaration pages showing the desired mortgagee clause.Complies with Credit Union Policies and Procedures, as well as regulatory compliance.Provides back-up to other Real Estate Lending staff as needed.Assumes other duties and responsibilities as required or assigned.Skills & QualificationsEducation/Certification & Experience:Minimum 4 years of experience processing conventional and government loansHigh school diploma or equivalentKnowledge of real estate lending criteria, compliance, and federal/state regulationsSkills/Abilities:Excellent organizational, oral, and written communication skillsAbility to perform in a fast-paced environment typical of Mortgage BankingExperience with Microsoft Word & ExcelExperience with Calyx Point, Meridian Link/Loans PQ, or Encompass SoftwareBehaviorsPreferred:Team Player: Works well as a member of a groupDetail Oriented: Capable of carrying out a given task with all details necessary to get the task done wellDedicated: Devoted to a task or purpose with loyalty or integrityEnthusiastic: Shows intense and eager enjoyment and interestPreferred Motivations:Self-Starter: Inspired to perform without outside helpGrowth Opportunities: Inspired to perform well by the chance to take on more responsibilityGoal Completion: Inspired to perform well by the completion of tasksAbility to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organizationEqual Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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