Attorney

Insurance Coverage Attorney | Miami, FL (Hybrid or Remote) – $220K

Location/Schedule: Miami, FL. Hybrid. Experienced coverage lawyers can be remote.

Base Salary: $220K, plus a billable-hour bonus of up to $50,000

Practice: Insurance coverage for carriers and reinsurers. Opinions, declaratory judgment actions, arbitration, and business-interruption disputes. Not a general-liability seat.

Our client is known among insurance and reinsurance professionals, and less so outside that market. In 2025 its clients won a unanimous Florida appeal on a hotel business-interruption claim. The Third DCA affirmed dismissal on the pleadings. The primary panel included Lloyd’s syndicates and U.S. surplus-lines carriers. Schedule follows the lawyer. Merit counts more than years in the seat.

Why You Should Join:

• Earn up to $50,000 on top of $220K: Billable-hour bonus on the base. The ceiling is a number, not a discretionary maybe.
• Win coverage fights that reach a Florida appellate court: March 2025, unanimous affirmance, hotel business-interruption claim dismissed on the pleadings for a panel of primary carriers, including Lloyd’s.
• Get remote flexibility if the coverage background is already there: Hybrid is the start. Experienced coverage lawyers are given more room.
• Advance on merit, not tenure: Schedule and responsibility follow the work, not the year you were hired.
• Work a book the reinsurance market already knows: Carrier and reinsurance coverage, arbitration, and DJ actions. Lower profile outside that market. High recognition inside it.

What You’ll Actually Do:

• Draft coverage opinions and reservation-of-rights letters.
• Handle declaratory judgment actions and coverage arbitrations.
• Advise on business-interruption, property, and reinsurance issues.
• Brief dispositive motions and take coverage depositions.

Requirements:

• JD and active Florida bar
• 4–8 years post-bar insurance coverage — current Associate, Counsel, or Partner
• Coverage opinions or a declaratory judgment action on your résumé

No one fits every box perfectly - if you’re a practicing Coverage attorney and $220K in Miami, with up to $50,000 on top, is the range, let’s talk confidentially.