Title OfficerIdentify issues and work with customers, attorneys and lenders in an advisory capacity to resolve issues impacting title insurability prior to closing. Communicate with clients and third parties to obtain documentation to clear title related issues such as missing information, incomplete, inaccurate or contradictory information contained in the title commitment, in accordance with internal and external policies and regulations. The Title Officer may specialize in commercial, industrial or residential titles or be proficient in all three.
In some locations/regions, the Title Officer is a full-service role and may perform search, title examination and other duties as part of the review and clearing of title. This role may be part of a centralized title group, work independently or be in an escrow branch office.Essential FunctionsPerforms title examination to examine the chain of title for a wide range of title orders, both residential and commercialAnalyzes records, such as mortgages, liens, judgments, easements, vital statistics, plat and map books, and property surveys to determine ownership and legal restrictions and to verify legal description of property and completeness of recordsAnalyzes the effect of probate, foreclosures, building court cases, and bankruptcy proceedings on title insurance. Examine trusts, wills, and affidavits of heirship.Uses technical bulletins and other resources to evaluate and resolve problemsReview and approve a variety of documentation including deeds, operating agreements, trusts, wills, affidavits of heirships, corporate resolutions, partnership agreements, and state filed Articles of Incorporation and Articles of OrganizationSelects appropriate write-ups for commitments and policies for both standard and extended coverageMay participate in business development activities to maintain existing clients and acquire new clients and may attend customer visits with sales personnelMay price commitments, endorsements, policies and guarantees using predetermined schedule of fees and chargesIn some regions/locations, consult with attorneys to review search packages and on matters that require escalationMay provide underwriting interpretation within established guidelinesMay request hold harmless letters from other title insurance companies; issue hold harmless letters as necessaryKnowledge and Skills/Technology UsedFamiliar with all aspects of title workFlexible with the ability to multi-task and work in a fast-paced environment to handle all aspects of title supportStrong verbal and written communication skillsStrong customer service orientationAnalytical and problem-solving skillsStrong detail orientationAble to meet deadlines under pressureTypical EducationHigh School diploma or equivalentTypical Range of Experience3-5 years title/ related real estate experience with at least 2 years examining titlePay Range: $26.88 - $35.83 Hourly