SVP Credit Risk

Serving as the primary credit authority for the DreamBuilder loan program, the full-time SVP Credit Risk will manage strategic oversight, evaluate complex borrower scenarios, and ensure sound credit decisioning while working remotely. Key responsibilities Evaluate and approve complex credit scenarios and loan structures that fall outside standard program guidelines Monitor portfolio performance and emerging credit risks while ensuring adherence to regulatory compliance Provide guidance to underwriting personnel on complex loan matters and present credit risk findings to executive leadership Required qualifications 8+ years of mortgage underwriting, credit risk, or lending experience 5+ years of leadership experience managing credit, underwriting, or risk functions Extensive knowledge of residential mortgage underwriting principles and regulatory requirements Demonstrated experience evaluating complex borrower credit profiles and exception requests Experience presenting recommendations and risk analyses to senior leadership