Working remotely on a full-time basis, the State Licensed Underwriter will evaluate and underwrite various loan types, ensuring compliance with company and regulatory standards while serving as a subject matter expert in the absence of senior leadership. Key responsibilities Review and evaluate loan documents for accuracy and compliance with standards Analyze financial information to assess loan risk and identify potential fraud Collaborate with Loan Processors and Loan Officers to finalize loan packages and provide recommendations to borrowers Required qualifications High school diploma or equivalent; college courses in Business, Finance, or related fields preferred Direct Endorsement (DE) certification and current state-specific loan origination certifications required Five or more years of experience underwriting conventional, FHA, VA, or Bond Program loans Expert knowledge of mortgage lending processes and regulatory requirements Strong critical thinking skills and ability to prioritize tasks in a deadline-driven environment