Sr Corporate Counsel - Consumer Lending

Sr Corporate Counsel - Consumer Lending

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Organising Institution / Firm

Happen Bank

Rolling Basis (Official)

San Francisco, CA / Lehi, UT / New York, NY

J.D. from an accredited law school; licensed in good standing in one or more states; 3-5 years of combined law firm, government, and/or in-house experience; 1-2 years of experience in consumer finance law and regulations.

Full Opportunity Brief

Contextual Overview

Happen Bank (formerly LendingClub) is seeking a Sr Corporate Counsel to provide strategic and tactical legal support for its consumer finance operations. The role focuses on unsecured lending, auto loan refinancing, and point-of-sale financing, requiring a candidate who can act as a trusted advisor to business teams in a fast-paced, fintech environment.

Key Eligibility Criteria

• Education: J.D. from an accredited law school.
• Licensure: Active license in good standing in at least one U.S. state.
• Experience: 3-5 years of legal experience (law firm, government, or in-house); minimum 1-2 years specifically in consumer finance law.
• Regulatory Knowledge: Proficiency in TILA, ECOA, FCRA, BSA/AML, EFTA, UDAAP, and related federal/state regulations.

Responsibilities & Scope of Work

• Advise on product development, marketing materials, and UX compliance.
• Monitor and analyze federal and state regulatory developments impacting lending and servicing.
• Partner with the Compliance team to manage risk, consumer complaints, and internal/external audits.
• Collaborate on process improvements to ensure consistent application of legal requirements.

Stipend, Compensation & Mode

Base Salary: $137,000 – $220,000 per annum, commensurate with experience. The role also includes eligibility for annual bonuses and equity awards.

Mode: Full-time, Hybrid (In-office Tuesday, Wednesday, and Thursday in San Francisco, Lehi, or New York).

FAQs

• Is remote work an option? No, in-person attendance is essential for this role, and remote placement will not be considered.
• Are interviews recorded? Yes, for select roles, interviews may be recorded and summarized by AI tools; candidates have the right to opt out of this process.