Specialty Underwriter Crisis Management

Role Details

Job Title: Specialty Underwriter

Location: Chappaqua, NY (4 days in office, 1 day WFH)

Reports To: Specialty Underwriting Manager

Employment Type: Full time
Job Requisition ID:

Role Overview

As a member of TMHCC Specialty Group’s Crisis Management division, you will review insurance applications to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. You will establish and maintain agency and/or broker relationships with defined underwriting authority and business development responsibility for the Kidnap & Ransom book of business.

• First 30 days: Learn how to evaluate the unique risks of kidnap and ransom by reviewing submissions and asking questions.
• First 90 days: Classify and assess risks, determine acceptability, assign ratings, indicate endorsements and limits, and set appropriate pricing.
• First 6 months: Cultivate relationships with brokers, respond to inquiries within designated timeframes, and use industry knowledge to assist the underwriting process.
• Beyond 6 months: Apply critical thinking to find creative solutions to write business and satisfy both client and risk-taker.

Key Responsibilities

• Evaluate new and renewal policy applications, classify and assess each risk, and determine pricing.
• Manage a high volume of broker submissions with structured work plans to meet predefined turnaround-time goals.
• Serve as the primary point of contact for brokers and build collaborative market relationships.
• Articulate underwriting decisions, pricing rationale, and policy terms clearly and persuasively to brokers and management.
• Gather market intelligence and broker feedback to identify new business opportunities and improve service delivery.
• Communicate production activities, risk appetite, and business results with management and cross‑functional teams.
• Maintain documentation, including bound files, underwriting worksheets, and records of phone conversations, per departmental guidelines.
• Adhere to company underwriting authority directives, guidelines, and policies.
• Serve as a resource to departmental staff regarding underwriting procedures and guidelines.

Travel Expectations

Up to 30% travel may be required.

What You Bring

• Minimum of three years of relevant and progressive specialty underwriting experience.
• Kidnap & Ransom and/or Political Violence underwriting experience is a plus.
• Bachelor’s degree in business administration, accounting, finance, risk management & insurance, economics, or a related field, or equivalent education and/or experience.
• Intermediate proficiency in Office 365 (Excel, Word, PowerPoint).
• Excellent written and verbal communication skills, with emphasis on confidentiality, tact, and diplomacy.
• Exceptional organizational and analytical skills; ability to manage multiple tasks simultaneously.
• Accurate data entry skills.
• Ability to work both independently and as part of a team.

What We Offer

• Competitive salary and comprehensive benefits package.
• Strong learning culture with ongoing development opportunities.
• Opportunities for growth and career advancement.
• Medical, vision, and dental coverage beginning on day one.
• Basic life and disability insurance.
• 401(k) plan with 6% company match.
• 20 days of PTO, two floating holidays, approximately 11 paid holidays, and volunteer time off.
• Paid parental leave.
• Access to wellness program, mental health services, fitness network membership, and complimentary Headspace subscription.
• Student loan matching program.
• Employee discount program.

Pay Transparency

Pay range: $56,600 - $125,000, including geographic adjustments.

Equal Opportunity Employer

TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable laws and regulations.