Backend Engineer OpportunityCardless is looking for an experienced backend engineer to join our exceptional team! You'll play a key role in designing, building, and scaling the systems that power our co-branded credit card platform spanning domains like applications, accounts, transactions, fraud, risk, and rewards.ResponsibilitiesDesign and build scalable, secure, and high-performance backend systems and services that support Cardless's core financial productsContribute to architectural discussions and decisions to evolve our platform as we growTake ownership of projects from design through production — including requirements gathering, implementation, testing, deployment, and ongoing maintenanceCollaborate cross-functionally with product managers, designers, other engineers, and stakeholders (external partners, risk, compliance) to deliver high-quality features quickly and reliablyIdentify and drive improvements in system reliability, observability, performance, and developer experienceProvide technical guidance and thought partnership to peers across the engineering organizationWhat We Look ForStrong experience designing and implementing backend systems and services that operate at scale (typically 5+ years of industry experience)Solid understanding of distributed systems, APIs, databases, and infrastructure fundamentalsProficiency with a modern backend language (e.g. Java, Python) and ecosystemTrack record of delivering complex technical projects end-to-end, collaborating effectively with cross-functional partnersDeep, low-level expertise in one or more backend domains (e.g., databases, scaling systems, distributed systems)Passion for building robust, maintainable systems that have real-world impact for customersWhy CardlessYou'll join a collaborative, fast-moving team that values craftsmanship, curiosity, and impact.
We're building products that enable leading brands to offer credit in new ways — and we're just getting started.CompensationNote: This role is open to experienced engineers onlyThis role has an annual starting salary range of $165,000-$260,000 + equity + benefits (see below). Actual compensation is influenced by a wide array of factors including but not limited to skills, experience, and specific work location.BenefitsWe're headquartered in San Francisco, CA, with a beautiful office in the Financial District. We're proud to offer our team excellent benefits:Meaningful start-up equity100% health, vision & dental primary coverage75% health, vision & dental dependent coverageCatered lunches$250/month commuter benefitParental leaveTeam building events & happy hoursFlexible PTO with a minimum of 15 days off per yearApple equipment401k planLocationSan Francisco, CA — our office is in the Jackson Square district.
This role is 5 days a week in office.