Senior Manager, Credit Risk

Leading the global second-line oversight of credit, FX, and counterparty risk, the full-time Senior Manager, Credit Risk will own the risk framework and governance while providing independent challenge to first-line decisions in a remote environment. Key responsibilities Oversee credit exposures and challenge underwriting strategies, customer and merchant risk policies, and mitigation strategies Establish and monitor second-line controls for FX and counterparty exposures across various activities Lead proactive monitoring of portfolio trends and represent Credit Risk in regulatory examinations and audits Required qualifications 10-15 years of experience in credit risk, counterparty risk, or related financial risk disciplines within regulated financial services Deep experience in designing and governing second-line credit risk frameworks in complex organizations Strong understanding of credit risk identification, measurement, and limit management Proven ability to challenge first-line decisions and communicate risk positions to senior executives Practical experience overseeing FX and counterparty risk, including exposure measurement and governance