Senior Manager, Backend Product Management

• Own execution of the end-to-end acquiring lifecycle: boarding → capture → clearing → settlement → funding → reporting
• Define and deliver detailed product requirements, APIs, and data models for transaction lifecycle and financial processing
• Own settlement and funding logic including interchange, fee calculation, net/gross settlement, and adjustments
• Drive reconciliation workflows ensuring consistency between transaction processing, settlement outputs, and reporting
• Define and validate interchange qualification logic, pricing constructs, and funding behaviors across lifecycle
• Partner closely with engineering on system design, architecture, and delivery of scalable platform services
• Identify and resolve financial discrepancies, lifecycle gaps, and data inconsistencies
• Collaborate with Risk, Finance, and Operations teams to ensure compliance and operational readiness
• Enable scalable, standardized capabilities to support multi-acquirer and multi-region deployment
• Use AI/ML, copilots, and agentic tools to accelerate discovery, synthesize requirements, inspect data patterns, summarize operational issues, draft product artifacts, and improve day-to-day execution while maintaining human review and governance

Requirements

• 8 or more years of relevant work experience with a Bachelor Degree
• Advanced Degree (e.g. Masters, MBA, JD, MD) plus 5 years of experience
• 2 years of work experience with a PhD
• 9 or more years of relevant work experience with a Bachelor Degree preferred
• 7 or more relevant years of experience with an Advanced Degree preferred
• 10+ years of experience in payments or financial platform product/program roles
• Deep expertise in acquiring, clearing & settlement, funding, and reconciliation
• Deep understanding of interchange qualification, merchant pricing hierarchies, and settlement funding methods
• Strong experience defining APIs, financial data models, and transaction lifecycle workflows
• Experience with settlement engines, ledger/accounting systems, or financial platforms
• Experience working with global card schemes (e.g., Visa, Mastercard)
• Experience in multi-region acquiring platforms or partner-integrated environments

Core Competencies

Demonstrates deep expertise in the end-to-end acquiring lifecycle, including settlement, funding, and reconciliation, while effectively collaborating with cross-functional teams to ensure compliance and operational readiness. Proficient in defining APIs, financial data models, and transaction workflows to support scalable financial platform services.