Senior Full-Stack Engineer, App Journey (GraphQL)

About the Role

We are looking for a Senior Full‑Stack Engineer to join our App Journey team and play a key role in shaping the core experiences that every member interacts with daily. As a senior engineer, you’ll own the surfaces that define how members navigate and engage with the app, helping them manage finances with clarity and confidence. You’ll work across the stack, partnering with product managers, designers, and product engineers to build scalable, reliable, and delightful experiences for millions of members. You’ll also help shape the technical foundation that powers these experiences, working on server‑driven UI systems, GraphQL APIs, and other parts of the platform that enhance performance. The base salary for this role will begin at $187,000 and up to $259,000. Full‑time employees are also eligible for a bonus, equity package, and benefits that may be higher depending on location, skills, qualifications, and experience.

In this role, you can expect to

• Own and evolve core app surfaces including primary surfaces and app navigation, driving projects from concept to completion
• Work across the full stack, building frontend features in React Native while also contributing to backend services and GraphQL APIs in Ruby on Rails
• Partner closely with product managers and designers to define requirements, shape the roadmap, and translate ideas into high‑quality, member‑facing experiences
• Apply a product mindset to platform problems, finding opportunities to make the underlying systems faster, more reliable, and easier to build on
• Mentor and support more junior engineers on the team, sharing knowledge and raising the technical bar across the squad
• Contribute to a culture of continuous improvement through active participation in sprint ceremonies, architecture discussions, and process refinement
• Participate in our frontend community of practice (guild), helping to shape how our app ecosystem is built, tested, deployed, and evolved
• Engineers are required to participate in on‑call rotation, which may include responding to incidents outside of regular working hours when necessary

To thrive in this role, you have

• 6+ years of experience in full‑stack development, with strong proficiency in TypeScript, React, and React Native
• Proven experience building and maintaining large‑scale distributed systems
• Hands‑on experience with Ruby on Rails for backend development
• A product mindset: you think about the member experience and business outcomes, not just technical correctness
• Strong cross‑functional collaboration skills, with a track record of working effectively with engineers, designers, and product managers
• Leadership and mentorship experience, with a desire to help grow the engineers around you
• Strong communication skills, with the ability to clearly articulate technical decisions and tradeoffs to both technical and non‑technical stakeholders
• Experience with server‑driven UI development is a strong plus
• Experience with GraphQL is a plus

What We Offer for Our Full‑Time Employees

• Our in‑office work policy is designed to keep you connected – with four days a week in the office and Fridays from home for those near our offices, plus team and company‑wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• In‑office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute.
• Competitive salary based on experience.
• 401(k) match plus great medical, dental, vision, life, and disability benefits.
• Generous vacation policy and company‑wide Chime Days, bonus company‑wide paid days off.
• 1% of your time off to support local community organizations of your choice.
• Annual wellness stipend to use toward eligible wellness related expenses.
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks for non‑birthing parents.
• Access to Maven, a family planning tool, with $15,000 lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• In‑person and virtual events to connect with your fellow employees – cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and snack boxes.
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact

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