Retirement & Savings Strategist Remote-Michigan

Cirkal Financial Services is expanding throughout Michigan and looking for motivated individuals who want to build an independent career in financial services.

As a Retirement & Savings Strategist, you'll help individuals and families better understand insurance protection, retirement strategies, annuities, and other financial solutions while building your own book of business.

Reasons to join Us?

We operate 100% Remote

We set & control your own schedules

There is no production quotas

100% uncapped commission-based

That's Uncapped earning potential

Training and mentorship provided by Forbes recognized Financial Advisors

We offer Professional Leadership Development

We show you how to Build your own client base

Develop toward greater professional independence

No previous insurance experience required

What you'll be trained to do:

Conduct client discovery appointments

Educate families about insurance and retirement concepts

Identify potential protection and retirement needs

Present appropriate solutions within your license

Develop client and referral relationships

Build and manage your own book of business

You must attain a Michigan State 2-15 Life insurance License

A Michigan 2-15 Life, Health & Variable Annuity License is required to perform licensed activities.

Already licensed? Great we'd like to speak with you.

Not licensed yet? We can help guide you through the licensing process.

Estimated Licensing & Startup Costs

Candidates should understand the initial costs associated with entering the business:

Agent Agreement/Platform Code Administrative Fee: $125

Pre-Licensing Course: $199 standard or approximately $29.95 with available agency code

Michigan Licensing Exam: approximately $41

Michigan Fingerprinting: approximately $0

Michigan License Application/ID Fees: approximately $15

Ethics & Anti-Money Laundering Training: approximately $20

E&O Insurance through Marsh: premium varies by coverage

Fees are subject to change and should be confirmed with the applicable provider or state agency.

Can't Afford Licensing Right Now?

Don't let that automatically stop you from applying.

For qualified candidates experiencing difficulty with upfront licensing expenses, licensing-cost assistance may be available, subject to eligibility and program terms.

We also offer two alternative pathways:

Internship Program Learn the business, participate in training and professional development, and prepare to become licensed. Interns cannot perform activities requiring an insurance license.

Referral Partnership Program Build relationships and make approved referrals while licensed professionals handle regulated insurance activities. Referral activities and any compensation are subject to applicable laws and compliance requirements.

Who We're Looking For

We're interested in people who are:

Self-motivated

Coachable

Entrepreneurial

Professional and dependable

Comfortable communicating with people

Interested in financial education

Able to work independently

Comfortable with performance-based compensation

Experience in sales, customer service, education, recruiting, management, real estate, banking, insurance, hospitality, or entrepreneurship can be helpful but is not required.

Your Path

Training Licensing Development Clients Referrals Independence

We're not simply looking for someone to sell insurance.

We're looking for people who want to develop a professional skill set, help families, control their schedule, and build a long-term business.

Compensation Disclosure

This is a 1099 independent-contractor, commission-only opportunity. There is no salary, hourly wage, guaranteed commission, or guaranteed income. Earnings vary based on individual activity and production.

Apply Today

If you're looking for a remote opportunity with schedule flexibility, no quotas, professional training, and uncapped commission potential, we'd like to hear from you.

Cirkal Financial Services, LLC

Education • Protection • Retirement • Opportunity

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