Relationship ManagerSmartBank Associates enjoy an AMAZING benefits package:Comprehensive benefits- medical, dental, vision, life, and disability insuranceMatching 401(k)Generous paid time off (PTO)SmartFlex DaysUp to 11 Paid Company HolidaysIncentive ProgramMental Health Benefits Including 8 free sessions with a coach or certified professionalTuition ReimbursementCommunity Involvement OpportunitiesCompany apparel provided at no costOur Relationship Managers will be held accountable for:Upholding SmartBank Core Values and Core Purpose.Developing new customer prospects and business for the financial institution.Completing each loan application and all pre-processing functions in a timely manner. Gathers related financial and general business information, performs financial analyses needed to make credit decisions, participates in team credit decisions and communicates with prospects and customers to close sales.Screening loan request based on financial institution policies and on types of loans offered by the institution. Orders appraisals, credit reports, background checks, reference checks and other information as needed on loan applicants.Responsible to monitor overall profitability of relationships and negotiates terms, fees, and structures to the mutual benefit of the client and SmartBank.Evaluating potential customer loan requests and makes loan recommendations to management.
Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.Communicating complex approvals or denials to the borrower. Promotes and participates in the financial institution's special credit programs and other CRA programs.Ideal candidates for the role will include:High School Diploma required.Bachelor's degree business, finance or management preferred.Minimum of 5 years experience in banking or sales lending field.RMA - Credit Risk Certification preferredGraduate School of Banking preferredTBA Lending Schools - Commercial Lending preferred
Relationship Manager in pensacola at Unknown Company
This position is listed as full time and onsite.