Managing the pricing and rate-lock process for Non-QM mortgage loans, the full-time remote NQE Pricing Specialist will assess exception scenarios, issue pricing quotes, and collaborate with various teams to ensure competitive and compliant pricing strategies. Key responsibilities Issue lock confirmations, track expirations, and maintain compliance with lock policies as part of the Non-QM rate lock desk Analyze loan-level risk characteristics and determine appropriate pricing overlays or exceptions based on investor appetite and internal guidelines Provide insights and reporting on exception trends, investor hit rates, and margin impact to management Required qualifications Bachelor's degree in Finance, Economics, Business, or a related field preferred, or equivalent experience in mortgage banking 3+ years of experience in Non-QM pricing or rate lock desk operations Advanced knowledge of Non-QM guidelines, investor overlays, and borrower risk evaluation criteria Experience with pricing engines such as Optimal Blue and LoanSifter Familiarity with Encompass loan origination system
Non-QM Pricing Specialist in workfromhome at Unknown Company
This position is listed as full time and able to be worked remotely.