Join Our Team as a Remote Mortgage Underwriter!Are you an experienced mortgage underwriter looking for a remote opportunity with a community bank dedicated to making lives better? If so, we'd love to hear from you!A Little About Us: Our mission is simple: to make lives better. We believe in supporting our community, our customers, and our employees.
When you join us, you're not just taking a job; you're becoming part of a family that's dedicated to making a positive impact every day.Key Responsibilities:Underwriting Excellence: Review and underwrite loan applications to ensure they meet bank, FHA/VA, and secondary market standards.Team Collaboration: Communicate effectively with processors, lenders, and other internal and external customers.Documentation Review: Analyze loan documentation for adherence to investor requirements and track missing documentation.Technical Expertise: Provide guidance to internal and external customers on loan-related queries.Compliance: Ensure all activities comply with state and federal laws, regulations, and Bank lending policies.Hours of Work:Full-time, exempt positionWeekly hours may vary to ensure department coverageQualifications:Must-Have:Bachelor's Degree or equivalent experienceAt least 2 years of experience as a mortgage underwriter or certified processorProficiency in Microsoft Word and ExcelThorough understanding of the Secondary Market, products, and deliveryNice to Have:FHA Certification (strongly preferred)VA SAR / LAPP Designation (strongly preferred)Proficiency in desktop underwriterThorough understanding of Fannie Mae and Freddie Mac guidelinesLevel of position is determined by experience and valid licensing/certificationsOur Commitment to Diversity:We are an equal opportunity employer and ensure all qualified applicants receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.