To support a growing team, the full-time Mortgage Underwriter (DE Licensed) will underwrite loans, make risk assessments, and ensure compliance with investor guidelines while working in a hybrid remote environment. Key responsibilities Approve saleable loans and underwrite all loans under FNMA, FHLMC, and FHA loan programs Monitor pipeline daily, making underwriting decisions based on risk assessment and the 4 C's of underwriting Deliver high-quality service with timely updates to Mortgage Specialists and maintain knowledge of investor overlays Required qualifications Bachelor's Degree in Business, Finance, or related field preferred, or equivalent combination of education and experience Minimum of 2 years' DE Underwriting experience with conventional and FHA loans; USDA/VA experience is a plus Proficiency in Microsoft Word, Excel, Outlook, and electronic mortgage processing systems (Encompass preferred) Must reside in a state in which the company is currently licensed Ability to manage high-stress situations and work overtime as needed