Mortgage Loan ProcessorHybrid position that assists in the fulfillment of member home loan requests through the timely ordering, receipt, and completion of required documentation. Obtains and reviews necessary information (i.e., loan applications, credit documents, appraisals, etc.) to process and complete mortgage loan files. Works with members, real estate agents, and third-party real estate vendors to obtain and verify the accuracy of all information required to submit loan applications for decision-making.
Recommends loans for approval to the Underwriting team.Essential Duties and ResponsibilitiesProcesses Conventional, FHA, VA, Jumbo, Second Mortgage Loans by reviewing loan packages and determining what further documentation will be required, adhering to Altura's and Investors' documentation requirements.Provide high quality service by communicating clearly and effectively with borrowers, internal counterparts, and various third parties during the loan transactions.Package, gather conditions and submit loan files to underwriters and/or external investors.Responds to member inquiries; answer questions, resolve problems and provide solutions.Must have the ability to perform under strict deadlines and other time constraints.Understands and complies with all real estate Lending Federal and State Regulations.Education, Experience and QualificationsTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.High school diploma or its equivalent is required.Minimum of four (4) years current Processing and loan set up experience in any combination of Conventional, FHA, VA, Jumbo and Second Mortgage loan products.Understands and complies with all Real Estate Lending Federal and State Regulations.Provide high quality service by communicating clearly and effectively with borrowers, internal counterparts, and various third parties during the loan transaction.Reports to work on time, takes required breaks, and works for the full amount of time scheduled before leaving, or notifies the supervisor if any deviation from these responsibilities is necessary.Processes Conventional, FHA, VA and Jumbo Mortgage Loans by reviewing loan packages and determining what further documentation will be required, adhering to Altura's documentation requirements.Why Altura?Work-Life BalanceVacation (10+ or Minimum Days)Sick (8 Days)Holidays (11 Days & 1/2 Day Christmas Eve)Birthday & Anniversary Day OffSpecialized Paid Time Off (Jury Duty, Bereavement, etc.)Community Volunteer EventsSocial Events & OutingsEvent & Venue DiscountsWealth IncentivesCompetitive PayStakeholders401k Dollar-for-Dollar Match up to 6% (after one year of service)Business Attire AllowanceAnnual Performance Review & IncreaseWellness IncentiveTuition ReimbursementAwards, Recognitions & IncentivesFree Checking & Savings AccountsDiscounted Employee Loan RatesHealth and WellnessKaiser and Cigna Medical & Prescription PlansDental & VisionFitness Challenges & Gym AccessOnsite Wellness ProgramsMedical & Dependent Flex Spending AccountLife & A&D InsuranceEmployee Assistance ProgramPet Insurance
Mortgage Loan Processor II in riverside at Unknown Company
This position is listed as full time and hybrid.