Mortgage Loan Operations Specialist

Mortgage Loan Operations SpecialistThe Mortgage Loan Operations Specialist is responsible for managing residential mortgage loans throughout the operational lifecycle, including loan opening, disclosure preparation, closing coordination, post-closing review, investor delivery, and portfolio loan boarding.Essential Functions:Loan Opening Responsivities:Ensure accurate and timely loan data entryGenerate and deliver initial disclosuresOrder and track appraisals, title work, flood certifications, verifications and payoffs.Monitor files to ensure deadlines are metClosing Responsibilities:Prepare closing packages and investor documentsReview closing disclosures for accuracyCoordinate closing with settlement partiesVerify loan terms, title, insurance and feesPost-Closing and Secondary Market Responsibilities:Review signed closing packagesDeliver loans to investors and servicing partnersClear suspense conditions and funding requirementsEnsure accurate portfolio loan boardingAdditional Functions:Work with Operations Manager at identifying any training deficiencies within the departmentWork with Operations Manager in creating and implementing any process changes that might be needed due to investor or servicer policiesAssist department with any other assigned dutiesMERS Officer for the Mortgage lending departmentPerform periodic reporting on work progress, project completions, and additional reporting as requested by mortgage Operations manager.Education and Experience:5 years conventional mortgage experience required5 years closing/post-closing operations experience requiredAbility to analyze settlement packages and title reports is requiredDetailed knowledge of FNMA/FHLMC guidelines is requiredKnowledge of Automated Underwriting Systems LP/DU is recommendedExcellent communication skills, both written and verbal, are requiredMS Word Suite requiredKnowledge, Skills, and Abilities:Knowledge of basic mortgage forms and documentsAbility to work in paperless and remote environmentEffective interpersonal relationship building skillsStrong computer skillsDetail oriented and accurate data entryStrong organizational skillsAbility to work in a fast-paced environmentProficient in database management and record keeping.Compliance:It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations.All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This job description is not an employment agreement or contract, implied or otherwise.

Unity Bank maintains "at will" employment.