Middle Market Portfolio Manager – Wholesale Credit Delivery – Sponsor and Leveraged Finance

• Lead the entire commercial underwriting process internally and externally with prospects and clients
• Underwrite, structure, and document prospect and client transactions
• Independently run increasingly complex leveraged and sponsor-owned credit deals
• Analyze company performance, industry and competitive dynamics, and macroeconomic events
• Perform in-depth analysis of financial statements, projections, and business plans
• Identify and mitigate key credit risks
• Recommend and model appropriate loan structures
• Manage assigned portfolio performance, trends, risk ratings, annual reviews, financial statement spreading, compliance, and regulatory reviews
• Manage portfolio amendments and waivers
• Expand client relationships through direct client calling efforts
• Develop credit solutions with internal product partners
• Partner with Investment Banking peers on complex financing solutions
• Maintain and share expertise on corporate, investment, and commercial banking solutions and market trends
• Manage Associates and Analysts and mentor junior PMs, Associates, and Analysts
• Provide independent current and forward-looking risk views and risk recommendations
• Handle a large portfolio and lead platform-wide initiatives

Requirements

• Bachelor’s Degree in Finance or related field
• At least 5+ years of progressive experience in middle market credit and/or mid corporate underwriting, leveraged finance, sponsor finance, and portfolio management within a bank or direct lending environment
• Mastery-level proficiency with MS Office Desktop applications
• Strong interpersonal skills
• Solid written and verbal communication skills
• Sound credit skills
• Strong attention to detail
• Ability to prioritize workflow and multitask in a fast-paced environment
• Preferred: Master’s or equivalent combination of education and experience or other related advanced degree
• Preferred: Similar role with a commercial financial institution or comparable experience
• Preferred: Industry or sub-sector expertise
• Preferred: Mastery of Truist Bank operating systems and Commercial applications such as MRA, salesforce.com, and nCino

Core Competencies

Demonstrates expertise in commercial underwriting, credit risk analysis, and portfolio management, with a strong focus on developing credit solutions and managing client relationships. Proficient in financial statement analysis and regulatory compliance within a banking environment.

Highest-signal resume keywords

• Commercial Underwriting
• Credit Risk Analysis
• Portfolio Management
• Financial Statement Analysis
• Client Relationship Management

Hard Skills

• Middle Market Credit Underwriting
• Leveraged Finance
• Sponsor Finance
• Loan Structuring
• Financial Projections Analysis
• Risk Mitigation
• Compliance Reviews
• Credit Solutions Development
• Portfolio Performance Management
• Credit Skills

Soft Skills

• Interpersonal Skills
• Written Communication
• Verbal Communication
• Attention to Detail
• Multitasking

Industry Keywords

• Commercial Banking
• Investment Banking
• Direct Lending
• Financial Services
• Credit Risk

Tools & Technologies

• MS Office
• MRA
• Salesforce.com
• NCino
• Truist Bank Operating Systems