Loan Officer Outside Sales

Loan OfficerThe main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.Responsibilities include originating their own sales by contacting prospective clients, developing and maintaining referral sources, spending time outside of the office originating loans, meeting with prospective clients at various locations, selling mortgage loan products/packages, obtaining credit information and necessary documentation for the application process, and engaging in marketing and promotional activities in support of their own sales.The Loan Officer develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. They develop solid product knowledge and offer clients the best mortgage products to match client needs.

They review application information, requesting specific supporting documentation as needed, analyze and exercise independent judgment and discretion in advancing business objectives, and carry out major assignments affecting business operations.The Loan Officer completes necessary continuing education, provides origination services in the state of licensure, creates and maintains excellent business relationships with referral client base, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings.Qualifications include sales experience in the mortgage industry, familiarity with mortgage processes, exceptional customer service skills, excellent written and verbal communication skills, strong computer skills, ability to comprehend and analyze financial information, and ability to effectively communicate and present complex financial information.