Lender

About the Role

We are seeking an experienced Commercial Lender who understands the dynamics of West Texas markets and is passionate about building long-term customer relationships. This role offers a unique combination of community-based decision-making and the growth opportunities of a bank with solid capital and clear expansion plans. You will own a portfolio, originate new business, and partner with local leaders to support the region's economic success.

Key Responsibilities

• Develop and manage a commercial lending portfolio focused on small-to-medium enterprises, agriculture, and owner-occupied commercial real estate.
• Originat e and structure credit facilities, prepare loan presentations, and ensure accurate and timely underwriting and documentation.
• Build strong community relationships through proactive business development, networking, and participation in local events.
• Monitor portfolio performance, ensure regulatory and bank policy compliance, and work with credit administration to manage risk.
• Provide exceptional customer service — act as a trusted advisor to clients and identify cross-sell opportunities with other bank services.

Qualifications & Skills

• 3+ years of commercial lending experience, preferably with exposure to West Texas or similar rural/agricultural markets.
• Strong credit analysis and loan structuring skills; familiarity with SBA, USDA, and conventional loan products a plus.
• Excellent relationship-building, communication, and negotiation skills; community involvement is highly valued.
• Self-starter with proven business development success and the ability to work independently within a collaborative team environment.
• Bachelor’s degree in finance, business, or related field preferred; relevant industry certifications are a plus.

Compensation & Benefits

We offer a competitive compensation package including base salary, incentive pay tied to performance, and a comprehensive benefits program. Benefits include health, dental, vision, retirement plans, paid time off, and support for professional development.

Why Join Us?

• Work in a welcoming, close-knit community while staying connected to Lubbock’s broader commercial network.
• Join a financially strong bank with long-term plans for growth and opportunities for career advancement.
• Enjoy an environment that values relationship-driven banking and local decision-making.