Lead Credit Manager

To design credit risk policies and strategies for lending features in Brazil, the full-time remote Lead Credit Manager will manage the validation of underwriting strategies and lead preventative and reactive actions in response to market conditions. Key responsibilities Develop account-level valuation and credit underwriting policies to enhance portfolio economic returns Make data-driven decisions focusing on marginal decision-making and manage credit limits and risk-based pricing Track and communicate performance insights from ongoing initiatives while monitoring credit KPIs Required qualifications Experience managing the risk cycle for retail credit products such as credit cards and personal loans Bachelor's degree in a quantitative or analytical field from a top university Solid understanding of credit policy governance frameworks Track record of delivering excellent results that exceed expectations Knowledge of credit and behavioral scoring models for retail credit products