Job Title:Credit Risk Analyst/Associate

Credit Risk Analyst/AssociateJob Code: 12374 Country: US City: New York Skill Category: RiskCompany overview Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership.Department Overview: Credit Risk Management (CRM) operates as a credit risk control function within the Risk Management Division, reporting to the CRO.

The process for managing credit risk at Nomura includes: Evaluation of likelihood that a counterparty defaults on its payments and obligations; Assignment of internal ratings to all active counterparties; Approval of extensions of credit and establishment of credit limits; Measurement, monitoring and management of Nomura's current and potential future credit exposures; Setting credit terms in legal documentation, including margin terms; and Use of appropriate credit risk mitigants, including netting, collateral and hedging.Role Description: Based in New York supporting the Regional Head of Credit Risk Infrastructure and Reporting. The candidate will need to be an excellent communicator, risk aware, technically adept and a self-starter. The candidate will be supporting the following activities:Technical Implementation Leverage SQL for data extraction and analysis Design automated workflows Design and maintain target operating modelsProcess Improvement and Automation: Collaborate with IT and other functions to streamline and automate credit risk processes Develop new tools for internal credit risk requirements and regulatory complianceData Analysis and Risk Management: Assist in monitoring areas of risk and credit risk metrics Support CRM in Managing limits and excesses or products, counterparties, and countriesControl and Governance Conduct regular checks, issue tracking and remediation monitoring in line with credit risk policies.

Perform governance control on processes performed by credit risk analyst.Reporting and Presentations: Prepare and present senior management decks on credit risk metrics and ad-hoc analysis Create and deliver regulatory reports for JFSA, PRA, FINRA, and SEC Prepare and deliver reports for regulatory processes and multi-divisional forumsInternal Audit and Reconciliation: Implement adjustments and adhere to defined governance standards Perform reconciliations and resolve audit findings Escalate discrepancies to senior management in a timely mannerSkills, experience, qualifications and knowledge required: Seeking a proactive, hard-working and dynamic individual with:Technical Expertise: Microsoft Office SQL Decisions Power BI Machine LearningDomain: Risk Management experience in a Financial InstitutionUndergraduate degreeKnowledge of Credit Risk fundamentalsKnowledge of Credit Risk exposure metricsGood understanding of financial products / instrumentsUnderstanding of economic & regulatory capitalWell-versed on the US regulatory rules impacting credit riskSelf-motivated, logical thinking, good interpersonal skills and demonstrate ability to form successful working relationshipsDelivery focused with the ability to work well under pressure and meet deadlines under compressed timescaleOrganizational skills, multitasking and detail orientedStrong communication abilities to work with stakeholdersProblem-solving and analytical thinkingProject management capabilitiesNomura Competencies Explore Insights & Vision Making Strategic Decisions Inspire Entrepreneurship in People Elevate Organizational Capability Inclusion