Head of AML

Responsibilities

• Own the AML/BSA program — drafting and maintaining policies that actually govern how the business operates, not just documents that live in a folder.
• Develop risk assessments for BSA/AML and OFAC/Sanctions, keep policies current as programs and regulations evolve, and make sure the right teams know when things change.
• Run the monthly compliance reporting cycle, serve as the primary compliance contact across all partners, lead partner meetings, and stay ahead of issues before they become escalations.
• Maintain a clear tracker of obligations and open items across every relationship.
• Work closely with KYC/TM Ops, Product, and Engineering — not just to support their work, but to improve the systems and processes underneath it.
• Be a core contributor to compliance buildout for Nova and other products.

Requirements

• 8–10 years of AML/BSA compliance experience at a fintech, broker‑dealer, bank, payment processor, or MSB.
• Direct experience managing banking partner or sponsor bank relationships.
• Hands‑on familiarity with transaction monitoring, UARs/SARs, and CDD/EDD.
• Strong working knowledge of FinCEN regulations, BSA, and OFAC. Experience working within Broker Dealer context helpful.
• Experience with platforms like Alloy, Unit21, or Persona.
• Clear written communication — the kind that makes compliance reports useful, not just complete.
• And the organizational rigor to manage multiple concurrent deadlines without things slipping.