Overview
The Disability Financial Underwriter will work with Short Term and Long Term Disability opportunities to prepare offers for prospective and renewal clients in the small and mid-market group segments. Provide appropriate rationale and support to Sales, clients and other areas within the organization surrounding risk selection, financial analysis, rate computations and financial activity. Provide expense estimates and accurate analysis of financial exhibits. Understand department, segment, and organizational strategy and operating objectives, including their linkages to related areas. Make decisions regarding own work methods, occasionally in ambiguous situations, and require minimal direction and receive guidance where needed. Follow established guidelines/procedures.
Responsibilities
- Prepare offers for prospective and renewal clients in the small and mid-market group segments.
- Provide rationale and support to Sales, clients and other areas regarding risk selection, financial analysis, rate computations and financial activity.
- Provide expense estimates and accurate analysis of financial exhibits.
- Understand department, segment, and organizational strategy and operating objectives and their linkages to related areas.
- Make decisions regarding own work methods, occasionally in ambiguous situations, with minimal direction and guidance as needed.
- Follow established guidelines and procedures.
Required Qualifications
- Bachelor's degree or equivalent experience
- 5 or more years of Short Term and Long Term Disability underwriting and risk analysis experience
- Comprehensive understanding of risk pool management
- Knowledge of the competitor landscape
- Strong negotiation and communication skills
- Proficiency with Microsoft Word, Excel and Access
- Must be passionate about contributing to an organization focused on continuously improving consumer experiences
- Demonstrate high performance and accountability working in a remote work environment
Preferred Qualifications
- Experience analyzing disability and health related data
- Industry related course work is preferred but not required
Additional Information
- Experience with Dental, Vision and/or Life plans is beneficial
Seniority level
- Associate
Employment type
- Contract
Job function
- Writing/Editing
- Industries: Hospitals and Health Care