Finance Business Analyst - Level III

Finance Business Analyst - Level III (Banking Domain)Corporate Credit Management ("CCM") is a transversal team in support of the approximately 800 Corporate Clients of the North American platform. The CCM team works to ensure coverage, monitoring & execution of all counterparty risk requests for the Corporate platform. Three functional pillars exist in the team including:Corporate Credit Team – consists of the Credit Analyst & Account Management organizations which provide sector/transaction specialized risk monitoring for the Corporate platformTransaction Management – Front Office liaison team for all functional teams.

In addition, provides support on complex transaction and project managementCorporate Credit Coordination – coordinates credit process/methodology topics throughout the CCM team and the Corporate platformResponsibilities:Manage and monitor the credit quality of a portfolio of assigned corporate clients including periodic review of borrower financial statements, covenant compliance reports, press releases and news articles, rating agency and equity analyst reports, industry trends, etc.Evaluate clients/transactions for risk-related changesClients consists of US subsidiaries (i.e. "Contributors") of foreign companies (i.e. "Pilots")Perform credit analysis and prepare credit memoranda for assigned accounts including new transactions, annual reviews, renewals, amendments, waiver requests and financial updatesStrong interaction with the Risk department, Coverage and Product teams including coordinating the credit process amongst the various Product and Risk Teams to ensure an efficient turnaround of transactionsMaintain reporting related to the portfolio including pipeline tracking, exposure tracking, and other general reportsInteract with internal and external auditors during loan examinationsInteract with other bank branches to coordinate on client strategyAttend bank meetings and/or client calls with the Relationship ManagerMinimum Required Qualifications:Degree in Finance or AccountingSolid knowledge of financial statement analysis and robust fundamental corporate credit analysis skillsetGood knowledge of general banking products and banking practices including a strong understanding of loan structure, terms and credit agreementsProjection/forecasting modeling skillsStrong business writing skillsProficiency in Word and ExcelC.

2 to 5 years of prior experience in corporate banking (preferably in corporate credit management) and/or at rating agenciesPreferred Qualifications:Master in FinanceCFA (or CFA candidacy)Completion of formal credit training courses