Director, Securitized Products Structurer, Resi

Director, Residential Securitized Products Structuring

Location: New York, NY

A leading global investment bank is seeking a Director to join its Residential Securitized Products Structuring team. The role will focus on the structuring and execution of residential mortgage securitizations and related financing transactions across non-Agency mortgage products.

Responsibilities

• Lead the structuring and execution of public and private-label RMBS transactions across Non-QM, Prime Jumbo, DSCR, RTL, and residential whole loan collateral.
• Develop cash flow models, collateral analyses, and tranche structures to support securitization issuance and secondary market opportunities.
• Partner with Residential Mortgage Trading, Syndicate, Sales, and Origination teams on transaction execution, relative value analysis, and investor positioning.
• Interface directly with mortgage originators, aggregators, servicers, rating agencies, legal counsel, trustees, and institutional investors.
• Analyze collateral characteristics including prepayment behavior, default assumptions, loss severity, and credit enhancement requirements.
• Manage the rating agency process and oversee transaction documentation through pricing and closing.
• Structure warehouse, forward flow, and other residential credit financing transactions as needed.
• Contribute to new product development and strategic initiatives across the Residential Credit platform.

Qualifications

• 10+ years of experience structuring residential mortgage securitizations within an investment bank, issuer, or mortgage finance platform.
• Direct execution experience across multiple RMBS asset classes, including Non-QM, Prime Jumbo, DSCR, RTL, and CRT transactions.
• Strong understanding of bond cash flow modeling, collateral analytics, credit enhancement design, and securitization legal structures.
• Extensive experience engaging with Kroll, Morningstar DBRS, Fitch, Moody's, and/or S&P on residential securitization transactions.
• Familiarity with 144A and Reg S securitization issuance processes.
• Demonstrated track record leading transactions from collateral selection through pricing and settlement.
• Advanced proficiency in Intex, Bloomberg, Excel/VBA, and residential mortgage cash flow analysis.
• Existing relationships across issuers, investors, rating agencies, and market participants preferred.