Data Scientist

About the Role

Data Scientist

Location: Murray, Utah

Work Arrangement: In‑Office / Hybrid

We are looking for a Data Scientist to join Bear River Mutual Insurance. In this role you will build and deploy predictive models that directly influence business decisions. You will partner closely with underwriting, claims, IT, and customer service teams to uncover opportunities for data‑driven solutions and to measure model impact. Your work will help improve underwriting, fraud detection, and customer retention, making Bear River Mutual more efficient and better positioned for the future.

Responsibilities

• Build, validate, and deploy predictive models, including claim cost, customer retention, underwriting risk scoring, and fraud detection.
• Explore new data sources and evaluate their potential value for modeling and business insights.
• Monitor model performance and contribute to model governance and performance tracking practices.
• Partner with underwriting, claims, IT, and customer service teams to understand business challenges and identify data‑driven solutions.
• Present findings and recommendations in a way that is understandable to both technical and non‑technical audiences.
• Perform ad‑hoc analyses to support strategic and operational business decisions.
• Collaborate with the broader analytics team on cross‑functional initiatives and continuous improvement efforts.

Success in This Role

• Develop analytical solutions that improve business decisions and measurable outcomes.
• Build trusted partnerships across departments by understanding business needs and delivering practical insights.
• Communicate complex information in a way that helps others make informed decisions.
• Continuously evaluate, refine, and improve predictive models to ensure they remain effective over time.
• Contribute to a culture of collaboration, curiosity, and continuous improvement.

About You

• You Put People First: treat others with dignity and respect, build positive relationships, and communicate professionally.
• You Stay Connected: collaborate effectively, share information openly, and recognize the value of working together toward common goals.
• You Are Accountable: take ownership of your work, exercise sound judgement, and follow through on commitments.
• You Deliver Service: understand that your work supports policyholders, partners, and employees by improving decisions and outcomes.
• You Value Relationships: build trust by listening, communicating clearly, and partnering effectively across the organization.
• You Care About Quality: produce accurate, thoughtful work, with attention to detail leading to stronger outcomes.
• You Balance Urgency with Judgment: know when to move quickly and when to slow down, validate assumptions, and make thoughtful decisions.
• You Embrace Continuous Improvement: enjoy finding better ways to solve problems, improve processes, and create value through data.
• You Are Adaptable: remain open to change and new ideas while maintaining a focus on quality and results.
• You Balance Experience with Curiosity: pursue continuous learning and adapt as technology, industry, and business evolve.

Qualifications

Required Qualifications

• Bachelor's degree in Statistics, Computer Science, Economics, Actuarial Science, or another quantitative field.
• Three or more years of experience building and deploying predictive models.
• Proficiency in Python, SQL, and Git.
• Strong understanding of statistical and machine learning principles.
• Ability to communicate technical concepts effectively with both technical and non‑technical audiences.

Preferred Qualifications

• Experience in insurance, financial services, or another regulated industry.
• Familiarity with model governance frameworks or risk management practices.

What We Offer

• Competitive compensation with opportunities to participate in performance‑based bonus and profit‑sharing programs.
• Comprehensive medical, dental, and vision coverage, plus employer‑funded Health Savings Account (HSA) contributions for eligible medical plans.
• Company‑paid life insurance and long‑term disability coverage.
• A 401(k) with company match and a company‑sponsored pension plan.
• Generous paid time off, company‑paid holidays, and a floating holiday to support work‑life balance.
• Education reimbursement for approved programs.
• Employee discounts on Bear River Mutual personal insurance products.
• The opportunity to work with talented professionals committed to serving policyholders and supporting each other.
• A collaborative environment built on People First, Connected, Accountable, and Service values.
• The stability and strength of an organization that has proudly served Utah families for more than a century.

Bear River Mutual Insurance Company is proud to be an Equal Opportunity Employer.