Credit Officer

• Manage weekly Credit Committee materials and meetings. This also includes distributing credit packages, serving as secretary for the meetings, and ensuring credit requirements are reflected in the meeting notes and credit memos.
• Coordinate and manage the review of loans and amendments approved by the Chief Credit Officer.
• Support the review and approval of all loan requests from intake through closing, working closely with Lending, Finance, and Legal staff.
• Conduct internal outreach on maturing loans, circulate status updates, and coordinate the review and approval of all amendment requests.
• Review final drafts of credit memos and ensure that underwriting requirements have been satisfied and all requested information and analysis has been incorporated in the memos
• Prepare loan approval notification letters after loans have been approved at Credit Committee or by the Chief Credit Officer
• Ensure the completeness, accuracy and integrity of data entered in Salesforce and other loan systems and that all required approvals for new loans and amendments have been recorded.
• Under the supervision of the Senior Credit Officer, review and analyze requests for recoverable grant financing. Collaborate with responsible stakeholders to ensure alignment with organizational priorities and support goals.
• Perform analysis on loan commitments and performance for ad hoc reports to senior management, including periodic reporting to ensure data integrity for LISC’s impact metrics.
• Manage and update all credit policies and procedures including an underwriting manual.
• Serve as a back-up to the Loan Support Specialist with regards to loan intake management and pipeline analysis.

Requirements

• Bachelor’s degree from an accredited college or university
• Minimum three (3) years of job related credit analysis experience.
• Demonstrated interest in a career in community development finance.
• Strong financial analysis skills, including ability to analyze financial statements, project development budgets, and project operating pro formas.
• Familiarity with government subsidies and tax credit programs supporting affordable housing.
• Strong written skills and attention to detail.
• Excellent interpersonal skills and ability to work effectively across the LISC network of local and national programs and affiliates.
• Good organizational abilities, including ability to work independently and manage multiple assignments simultaneously.

Core Competencies

Demonstrates strong financial analysis skills, including the ability to analyze financial statements and project budgets, while effectively managing credit policies and procedures. Collaborates with stakeholders to ensure alignment with community development finance goals and maintains data integrity across loan systems.

Highest-signal resume keywords

• Credit Analysis Experience
• Financial Statement Analysis
• Loan Management
• Attention to Detail
• Interpersonal Skills

ATS Optimization Keywords

Hard Skills

• Financial Analysis
• Credit Memo Review
• Loan Approval Process
• Data Integrity Management
• Project Development Budget Analysis

Soft Skills

• Organizational Abilities
• Effective Communication
• Collaboration

Industry Keywords

• Community Development Finance
• Government Subsidies
• Tax Credit Programs
• Affordable Housing

Tools & Technologies

• Salesforce
• Loan Systems