Credit Analyst LeadWe are seeking an experienced Credit Analyst Lead to join our Credit Team in Greenwood. In this role, you will manage and develop a team of the bank's Credit Analysts. This role will be responsible for the assignment and review of various underwriting requests from the Lending teams they support. In addition, the role will support the underwriting needs of Lenders by evaluating the financial condition of individuals and businesses applying for lending credit with the bank. The Credit Analyst Lead will typically work on larger and more complex transactions.ResponsibilitiesManage and develop a Credit Analyst team as follows: establish individual development plans; determine individual training needs; provide ongoing one-on-one training; and conduct employee annual reviews and 5-5-5 meetingsAssign new loans, modifications, annual reviews and other tasks to team membersReview the work product of team members for accuracy and compliance with loan policies and department processesPrepare credit presentations to be used in the credit approval process including cash flow analysis, forecasting of future performance, industry trends and loan performance historiesCollect, review and analyze loan requests, financial information and collateral evaluations for larger, more complex dealsPrepare annual reviews of existing loan relationshipsApprove covenant testing, annual reviews and other post-approval changes as necessaryAssist credit department managers with special projects for managing risk in the loan portfolioPromote positive, professional relationships with and among the Credit Analyst staffStay abreast of industry trends and regulatory changes affecting the departmentAdhere to the bank's policies, procedures, security requirements and government regulationsQualificationsBachelor's degree in Finance, Economics, Business or related field4+ years of commercial underwriting experienceStrong analytical and reasoning skillsExcellent written, verbal, and interpersonal communication skillsStrong organizational skillsProficiency in Microsoft Word, Excel, PowerPoint and OutlookAbout Bridgewater Bank: Picture yourself at one of the Twin Cities' best places to work, surrounded by people who challenge you, support you, and inspire you to be your best. Welcome to Bridgewater Bank. We're on a mission to be the finest entrepreneurial bank in the Twin Cities. Like true entrepreneurs, we run fast and lean. We are in constant evolution and the runway for personal and professional growth is long. People are our strength, and that's why we've created and sustained an award-winning culture that promotes growth and celebrates the big and little wins along the way. At the end of the day, we believe competitive salaries, top-tier benefits, a hybrid work model, and transparency into the business is a given. Working together toward something meaningful with people you enjoy, is just a bonus! Will you join us?Compensation & BenefitsThe typical annual base pay range for this role is between $94,500 and $114,350.
Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. Bridgewater Bank provides a broad offering of competitive benefits including (but not limited to): healthcare (medical, dental, vision), basic term and optional term life insurance, short-term and long-term disability, parental leave, 401(k) with employer match, paid vacation & paid holidays.The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities, or requirements. It is Bridgewater Bank's policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.
Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.