Consumer Loan UnderwriterAs a Consumer Loan Underwriter, you will review and underwrite credit requests within loan authority limits assigned. Actively supports and demonstrates a commitment to a sales culture. Knowledge in lending products/services and overall understanding of credit union's products/services.
Exceed expectations of internal and external members by anticipating needs to requests promptly by working to achieve Credit Union objectives.Consumer Loan Underwriter Job Responsibilities:Promptly review and act on credit requests submitted through our Direct and Indirect platformsApprove or decline consumer loans requests using prudent judgement within the designated lending authority according to the credit unions policies and guidelinesIncrease, decrease or change the conditions of existing lines of credit within authorized guidelinesProcesses loans as warrantedCommunicates lending decisions on indirect loan applications to assigned dealers in a manner that provides the dealer prompt and efficient serviceProvides guidance in various loan alternatives or solutions to associates with recommendations for different credit union loan products and servicesMaintains knowledge of direct and indirect lending marketsExplains loan policies, credit granting criteria, interest rates, loan calculations, as well as procedures and required documentation for each loan productConsumer Loan Underwriter Experience:One year of loan authority experience (excluding automated approvals) demonstrating proficient skill in making loan decisions on motor vehicles and unsecured credit requests strongly preferred or Four years consumer lending experience demonstrating proficient skill in originating, processing or collecting loansBilingual (English/Spanish) preferredConsumer Loan Underwriter Education:High School education or GED requiredGreat Benefits Package!
Consumer Loan Underwriter in tampa at Unknown Company
This position is listed as full time and onsite.