Join Our Team at Forest Area Federal Credit Union!
Position: Consumer Loan Underwriter
Location: Administrative Building in Fife Lake MI
Employment Type: Full-Time
At Forest Area Federal Credit Union , we're committed to empowering our members through responsible lending, financial education, and community-first service. As a member-focused credit union, we believe in building strong relationships while helping individuals and families reach their financial goals.
We're currently seeking a Consumer Loan Underwriter who is detail-oriented, analytical, and passionate about making sound credit decisions that protect our members and our credit union.
As a Consumer Loan Underwriter, you'll play a vital role in evaluating and decisioning consumer loan applications-including auto loans, personal loans, credit cards, and more. You will:
If you're passionate about responsible lending and want to be part of a credit union that truly values its employees and community, we'd love to hear from you!
Apply today and help us grow stronger, one loan at a time.
Position: Consumer Loan Underwriter
Location: Administrative Building in Fife Lake MI
Employment Type: Full-Time
At Forest Area Federal Credit Union , we're committed to empowering our members through responsible lending, financial education, and community-first service. As a member-focused credit union, we believe in building strong relationships while helping individuals and families reach their financial goals.
We're currently seeking a Consumer Loan Underwriter who is detail-oriented, analytical, and passionate about making sound credit decisions that protect our members and our credit union.
As a Consumer Loan Underwriter, you'll play a vital role in evaluating and decisioning consumer loan applications-including auto loans, personal loans, credit cards, and more. You will:
- Review loan applications for accuracy, completeness, and compliance with internal policies.
- Analyze financial documentation, credit reports, and income data to assess creditworthiness.
- Evaluate risk using credit scoring models and risk management tools.
- Ensure all decisions follow applicable laws and regulations (TILA, ECOA, FCRA, etc.).
- Communicate with applicants to request documentation or explain loan decisions.
- Collaborate with loan officers and management on complex or high-value cases.
- Maintain thorough documentation and support internal audit readiness.
- Stay up to date with industry changes, products, and compliance standards.
- Experience: 3-5 years in consumer lending or underwriting required.
- Education: High school diploma or GED required.
- Skills:
- Proficiency in evaluating credit reports, financial statements, and loan applications
- Knowledge of consumer loan products (auto, personal loans, credit cards, lines of credit)
- Strong understanding of consumer lending regulations (TILA, ECOA, FCRA, RESPA)
- Excellent communication, decision-making, and analytical abilities
- Detail-oriented and organized, with solid time management skills
- Comfortable using loan origination systems, credit analysis tools, and Microsoft Office
- Supportive and member-focused team culture
- Paid time off, holidays, and benefits
- Opportunities for ongoing training and professional growth
- Commitment to work-life balance
- A chance to make a real difference in our members' lives
If you're passionate about responsible lending and want to be part of a credit union that truly values its employees and community, we'd love to hear from you!
Apply today and help us grow stronger, one loan at a time.
Consumer Loan Underwriter in fife lake at Unknown Company
This position is listed as full time and onsite.