Commercial Loan Officer

Benefits:

401(k)

Health insurance

Paid time off

Commercial Loan Officer

Location: Fort Collins, CO 80031

Employment Type: Full-Time

Summary:

The Commercial Loan Officer plays a key role in Elevations Credit Union’s growth strategy by soliciting, developing, and servicing a wide variety of commercial loans. This individual will act as a financial advisor and trusted partner to members and prospects, managing relationships throughout the entire loan process—from origination to closing and portfolio servicing.

Success in this role requires deep product knowledge, a proven ability to build and manage relationships, a robust personal loan portfolio, and the capacity to thrive in a sales-focused and community-oriented environment.

Essential Functions:

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• Originate and service commercial loan relationships, including real estate, C&I, and SBA loans.

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• Actively prospect and develop new business through networking, referral partnerships, and community engagement.

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• Manage an existing commercial loan portfolio, ensuring high service levels, risk management, and relationship growth.

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• Serve as a primary point of contact for commercial members during the entire loan process, maintaining proactive and transparent communication.

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• Accurately collect and analyze loan applications, financial documents, and creditworthiness.

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• Cross-sell appropriate credit union products and services to meet member needs and support financial wellness.

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• Stay current with economic trends, market conditions, and regulatory changes affecting commercial lending.

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• Collaborate with credit, underwriting, operations, and legal teams to ensure timely and effective loan processing.

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• Represent Elevations Credit Union at business and community events to expand the credit union’s visibility and impact.

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Required Skills, Education & Experience:

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• Bachelor’s degree (or equivalent experience) in business, finance, economics, or a related field.

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• 3–5 years of experience in commercial or business lending within a financial institution.

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• Proven success in a sales and production role within the financial services industry.

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• Strong knowledge of commercial lending products, services, underwriting practices, and regulations.

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• Demonstrated experience managing an existing commercial loan portfolio.

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• Excellent communication, interpersonal, and relationship-building skills.

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• Strong analytical and financial acumen, with the ability to evaluate risk and structure sound credit deals.

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Preferred Qualifications:

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• Experience working at a credit union or community bank.

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• Established referral sources and active participation in the local business community.

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• Familiarity with SBA lending programs and government-guaranteed loan structures.

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• Experience with CRM and commercial loan origination platforms.

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Flexible work from home options available.