Chief Product Officer

Pay with Spire is rebuilding in-store payments around one idea: pay-by-bank should work as well as a card, cost merchants less, and put loyalty back in the merchant's hands. We're the only platform doing this at scale without forcing merchants to replace their existing checkout systems - and we're growing fast in fuel, convenience, and grocery, categories where transaction cost and loyalty economics matter most.

We're growth-stage, moving fast, and looking for a Chief Product Officer to own our product vision end to end and turn it into the next chapter of the company. This isn't a maintenance role. You'll set the strategy for our core payments experience - enrollments, transactions, settlements - while also identifying and launching entirely new product lines as we grow into a broader payments and data ecosystem. If you love building product discipline from the ground up as much as you love dreaming up what's next, this is your seat.

What you'll own:

• Product vision, strategy, and roadmap across the full Spire platform, with transaction-volume growth as the north star
• New product innovation and evolution as a core focus, identifying, solutioning, and executing new offerings and adjacencies, as the platform matures
• Measurable improvement in the core experience, with enrollment conversion as a standing priority - reducing friction and expanding the enrolled-consumer base that drives transactions
• Establish product authority and a disciplined operating model: clear prioritization, sharp requirements, and a real forcing function on delivery
• A growing Product team - hiring, coaching, and building the standards that scale with us

What you bring:

• 12+ years in product management, including 5+ years in senior product leadership (VP Product, CPO, or equivalent) - ideally in fintech, payments, or platform companies
• A track record of owning product strategy from vision through delivery, with measurable results to show for it
• Experience conceiving and launching new products, not just optimizing existing ones
• Comfort using in-market data and experimentation to steer toward a target outcome
• Demonstrated ability to establish product discipline and serve as a forcing function across engineering and the broader organization
• Strong executive communication skills and the ability to be transparent about trade-offs

Nice to have: direct pay-by-bank, card, or consumer financial products experience; experience launching new business models; a track record scaling a product org through rapid growth.

Requirements: If not based in Dallas, regular travel to Dallas office is required, and ability to travel regularly for team events, partner meetings, merchant visits, and industry conferences. This role needs to be visibly and deeply engaged with the business.

What we offer:

• Competitive base salary, commensurate with experience
• Equity participation
• Health, dental, and vision insurance
• Discretionary PTO and 401(k)
• A genuine seat at the table in shaping where a growth-stage fintech goes next

Pay with Spire, Inc. is an equal opportunity employer committed to diversity and inclusion. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected characteristic.

Ready to shape the future of in-store payments? We'd love to hear from you.