Business System Analyst (Auto Finance)

Business System Analyst (Auto Finance)Location: Plano, TXFTE only6 - 8 years of experienceJob Description- Requirements Management: Elicit and document detailed business and functional requirements (BRDs/FRDs) for loan/lease origination and servicing systems.- Account Lifecycle Support: Support end-to-end workflows including dealer onboarding, underwriting, funding, payment processing, collections, and lease-end remarketing.- Financial Configuration: Analyze and validate complex financial calculations such as APR, lease money factors, residual values, and amortization schedules.- System Optimization: Identify gaps in current lending capabilities and recommend technical solutions or process improvements to enhance the customer and dealer experience.- UAT & Quality Assurance: Create comprehensive test plans and lead User Acceptance Testing (UAT) to ensure system updates meet business needs without impacting account accuracy.- Data Analysis: Use SQL or other data tools to troubleshoot system issues, perform root cause analysis, and generate reports on portfolio performance.Roles & Responsibilities- Exceptional analytical and problem-solving abilities, with precision and attention to detail.- Strong communication skills to articulate complex concepts to diverse stakeholders.- Proficiency in data analysis tools and advanced Excel skills (Macros are a plus).- Ability to adapt to a fast-paced, dynamic environment and manage multiple high-impact initiatives.- 5+ years of experience as a BSA specifically within the Auto Finance or consumer lending industry.- Direct experience with Loan Origination Systems (LOS) and Servicing Platforms (e.g., defi SOLUTIONS, Dealertrack, RouteOne).- Deep understanding of both indirect and direct lending models for loans and leases.- Technical Skills:- Proficiency in SQL for data extraction and system validation.- Experience in Agile/Scrum environments using tools like JIRA and Confluence.- Advanced Excel skills for financial modeling and data reconciliation.- Soft Skills: Strong analytical thinking, attention to detail, and the ability to communicate technical requirements to non-technical stakeholders.