Responsibilities
- Responsible for achievement of Disbursement targets allotted to the branch on Housing & mortgage Loans and insurance premiums.
- Responsible for meeting the Weighted Average Yield target allotted to the branch.
- Responsible for Portfolio growth of the branch and retention of existing customers.
- Monitoring the activities of the Sales Officers at all locations and ensuring regular flow of business.
- Empanelment of the direct sourcing agents at all locations regularly to ensure steady flow of business from major sourcing channels.
- Planning & execution of marketing activities of the locations with a monthly calendar, monitoring the same on a daily basis.
- Monitoring productivity of the Sales Officers and ensuring that all of them meet the productivity norms on a monthly basis.
Business Process Flow & Management
- Responsible for housing loan file logins as per the product & policy norms of Aham HFC.
- Visit locations to meet identified customers for appraisal of the loan proposal.
- Ensuring proper & complete documentation of housing loan files put up for sanction.
- Management of post sanction documentation i.e., disbursement documentation.
- Ensuring customer satisfaction for all loans sanctioned & disbursed by Aham HFC.
Team Recruitment & Training
- Responsible for recruitment of sales officers, training them and ensuring the productivity levels as per the norms of the company.
Portfolio Quality Management
- Responsible for management of portfolio quality.
- Responsible for closure of outstanding post disbursal documentation.
- Handling chronic / delinquent accounts and initiating appropriate action for regularisation of the loan.
Person Profile
- Educational Qualification: Under Graduate / Post Graduate.
- Experience: 8 Years to 12 Years (Housing Loan Experience is must)
#J-18808-Ljbffr