Associate Counsel

JD from an accredited law school; Active bar admission in at least one US jurisdiction; 0–2 years of legal experience (including internships, clerkships, or early-career roles) with exposure to fintech, payments, financial services, or regulatory law; Familiarity with US money transmission law, banking regulations, and consumer financial protection frameworks.

Complete Guide: Associate Counsel at Kredete

Kredete , a rapidly scaling financial technology company, is seeking a sharp, curious, and pragmatic Associate Counsel to join its high-impact legal team in New York. Operating at the intersection of fintech, artificial intelligence (AI), and global regulation, Kredete builds modern financial infrastructure for global money movement, enabling instant cross-border transactions across more than 60 countries.

Key Responsibilities

As an Associate Counsel, you will play a pivotal role in navigating complex multi-jurisdictional legal landscapes and supporting the company's licensing and compliance infrastructure. Your duties will span several key areas:

• Regulatory & Licensing: Support and manage licensing applications, renewals, and ongoing regulatory filings across US states and international markets. Monitor evolving regulatory requirements in payments, money transmission, credit, and AI-driven financial services.
• Commercial & Product Legal: Draft, review, and negotiate commercial agreements, including partnership agreements, vendor contracts, and API terms. Advise product and engineering teams on legal issues arising from new features, such as AI-driven workflows, credit products, and global card issuance.
• Risk & Compliance: Partner with the compliance team to strengthen AML, KYC, and fraud-related policies. Provide legal guidance on data privacy regulations (GDPR, CCPA, and emerging market equivalents).
• General Counsel Support: Assist with corporate governance, board documentation, equity-related legal work, and manage outside counsel relationships.

Eligibility & Requirements

To be considered for this role, candidates must meet the following criteria:

• Education: Juris Doctor (JD) degree from an accredited law school.
• Bar Admission: Active bar admission in at least one US jurisdiction.
• Experience: 0 to 2 years of legal experience, which can include internships, clerkships, or early-career roles with exposure to fintech, payments, financial services, or regulatory law.
• Domain Knowledge: Familiarity with US money transmission laws, banking regulations, and consumer financial protection frameworks.
• Mindset: A global outlook with an interest in multi-jurisdictional legal questions (experience or interest in African, Latin American, or Southeast Asian financial regulatory environments is a strong plus).

Why Join Kredete?

This is a contract-based, high-impact associate role offering direct visibility into company growth and strategy. You will work within a collaborative, mission-driven culture with strong ownership and autonomy, gaining unmatched exposure to global markets, fintech innovation, and emerging payment systems.