AI Product Director

About the Role

This is the senior AI leadership seat within Risk & Analytics, reporting directly to the VP of Risk Data Science and working alongside the Director of TPM, at a regulated, revenue-generating lending business undergoing a company-wide shift to AI-driven decisioning. The organization already has production-grade AI agents live in credit and underwriting, built on nearly two decades of proprietary credit data and is now extending that AI-first approach into Sales, Customer Lifecycle, Finance, and Capital Markets.

What You'll Do

• Serve as senior thought partner on product design and roadmapping, working closely with executive sponsors
• Lead and mentor two AI Product Managers across multiple concurrent pods
• Oversee the full project cycle: SME discovery, 0-1 process reimagination, design brief authorship, and managed build/adoption
• Select and manage the right engineering partner for each initiative (internal product engineering plus external vendors)
• Ensure QC and evaluation frameworks are in place before any AI output reaches end users
• Track impact and productivity/outcome gains against pre-implementation baselines
• Maintain awareness of relevant regulatory considerations (e.g., FCRA/ECOA/Reg B) as AI is applied to lending workflows

What We're Looking For

Required:

• 8-12 years of experience, with a proven track record taking AI products from concept to production
• Fintech background strongly preferred
• Practitioner-level AI fluency comfortable discussing agentic patterns, evals, and golden datasets
• Experience at a smaller, fast-moving fintech, payments, or tech company (large enterprise or big tech backgrounds are not a fit)
• A track record of reimagining a business process using AI 0-1 not simply layering AI onto an existing workflow
• Demonstrated experience authoring specs or design briefs that engineering partners built to
• Experience managing external engineering vendors against a defined scope
• Strong executive presence and stakeholder management a track record of building trust with SMEs, functional heads, and executives

Nice to Have:

• Direct experience with regulatory frameworks in consumer lending (FCRA/ECOA/Reg B)

Base Salary: Up to $300,000

Additional:

• Relocation assistance considered for candidates who need it