Actuarial Risk Management Director

Excela Protect is modernizing the F&I industry bringing transparency, efficiency, and exceptional service to a space that's ready for change. As we grow, we're looking for a Director, Actuarial & Risk Management to serve as our lead actuarial expert and strategic partner in pricing, reserving, and risk management.Summary: You'll be the actuarial authority behind our vehicle protection and insurance-adjacent products, driving pricing discipline, reserve integrity, and portfolio performance. As a senior individual contributor and functional leader, you'll influence key decisions across Underwriting, Finance, Product, Operations, Analytics, and Business Development, blending technical expertise with business acumen to support profitable, sustainable growth.This position is remote however, candidates must currently reside in one of the following approved states: AZ, CO, GA, LA, MI, NC, NY, OH, SC, TN, or TXWhy Excela Protect?Competitive compensationFlexible work scheduleFull benefits: medical, dental, vision, life insurance, 401(k)Paid vacation and holidaysA collaborative, customer-first culture with real room to growWhat You'll Do:Own actuarial pricing methodologies, reserve frameworks, and governance processesMonitor and ensure reserve adequacy based on portfolio performance and emerging experienceEvaluate profitability, loss ratios, claim trends, and risk exposure across products and portfoliosIdentify emerging risks and opportunities to support growth and financial stabilityLead actuarial due diligence and pricing recommendations for new client opportunitiesPartner with business leaders on the financial implications of strategic decisionsEstablish actuarial standards, controls, and decision frameworks fit for a growing companyServe as the Company's go-to actuarial expert on pricing, reserving, and riskWhat You Bring:Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related fieldACAS, ASA, or equivalent actuarial credential required; Fellowship progression preferredProgressive actuarial experience in pricing, reserving, and portfolio risk assessmentF&I, vehicle protection, warranty administration, GAP, or P&C insurance experience preferredAdvanced Excel and SQL skills; Power BI, Tableau, Python, or R a plusA track record of influencing decisions and leading cross-functional initiativesReady to make an impact? We'd love to hear from you.Excela Protect is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
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