Chief Credit Officer

A client is seeking a Chief Credit Officer to lead and support credit department operations. In this role, you will oversee the bank’s loan risk management process, monitor quality control, and help minimize losses. You will also maintain and ensure adherence to loan policies and procedures aligned with sound underwriting practices, applicable laws, and regulations. You will stay current on banking regulatory changes, industry best practices, and economic trends, and provide updates to internal stakeholders to support compliance and appropriate adjustments to evolving conditions. The role includes informing the President, Board of Directors, and the Loan Committee of material considerations impacting the loan portfolio or policy, as well as developing and overseeing internal credit training for credit department staff. You will lead credit team management activities, including hiring, coaching, and development, and ensure loans are properly documented for covenant compliance and safety and soundness through loan operations support. The Chief Credit Officer will oversee impairment analysis, reviews of loans prior to external loan committee meetings, development of loan packets, and oversight of stress tests. Additional responsibilities include leading annual large loan review and annual loan policy review, conducting and training internal loan review processes, supporting continuing education and training sessions as required, and maintaining relevant employee information within the Disaster Recovery Plan. The client expects candidates to have a bachelor’s degree or equivalent and at least ten years of related experience in financial/credit analysis and lending, including management experience and substantial CandI lending experience; loan workout and SBA experience is preferred, along with formal bank management executive training or a related financial industry degree program.